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Life Insurance brokers MN

Life insurance is a necessity for many people, but it can be hard to understand what you need and how much you should get.
Most people think that life insurance "too expensive" or "not for them". But what some people don't realize that life insurance isn't just about covering funeral costs or paying off debt in case of death; it's also about protecting your family from financial hardship in the event of an untimely passing.

Why Choose Life Insurance with Us?

HVJ Agency has been in business since 1986, working with our community in the Brainerd Lakes area and across Minnesota to find coverage plans that fit your needs while staying within your budget. We offer affordable rates on a range of coverage types including term, whole life, universal life and more!


- Term Insurance

- Whole Life Insurance

-Universal Life Insurance

- Cash Value Insurance as an Asset

- Cash Value Insurance/Long Term Care Insurance

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